Social Security Expert Brian Doherty Explains a “Secret Weapon” for Married Couples

The Social Security law provides a number of good things that not all of us know about. One of these special part of the Social Security law applies to married couples and provides a way that lets them maximize their benefits. Social security expert Brian Doherty explains how married couples should proceed in this report.

Brian Doherty

Brian Doherty

Doherty says that married couples have a secret weapon under the law. Married couples (and also divorced spouses) can take advantage of the spousal benefit. The simple explanation is that one spouse is entitled to receive an amount equal to 50% of what the other spouse is receiving each month from Social Security.

To explain it, Doherty uses a simple example that assumes one spouse will receive a monthly Social Security payment of $2,000. If the other spouse was entitled to a payment of only $500 per month, that spouse can claim the spousal benefit and receive instead a monthly payment of $1,000 per month. The couple’s monthly income would thus increase by $500 in the first year and more in subsequent years because of cost of living adjustments.

Doherty points out that strategies for maximizing Social Security benefits are explained in detail in his book, “Getting Paid to Wait.”

Brian Doherty is the author of a new book “Getting Paid To Wait,” which reveals his groundbreaking strategy on how to maximize Social Security benefits. He is a nationally-recognized expert on Social Security claiming strategies and a top-rated speaker and media commentator on this topic. He began his career as a financial advisor with Dean Witter. He is President of Filtech, a consulting company specializing in Social Security claiming strategies. The Legal Broadcast Network is a featured network of the Sequence Media Group.